Harvey Fisher | Jul 21 2026 14:36
Before tax season arrives, a little preparation can save you stress, time, and money. The top three things every taxpayer should do now are: get organized early, review potential deductions and credits, and double‑check that last year’s tax documents are complete and accessible. Whether you’re filing as an individual or running a small business in Fort Worth, being proactive today can make the entire season smoother and more predictable.
At Fisher Tax Solution, I work with clients across Fort Worth to simplify their tax preparation process, reduce surprises, and help them take advantage of every opportunity available. Below is a clear, helpful checklist designed for both individual taxpayers and small business owners so you can feel confident heading into the upcoming tax season.
Individual Pre‑Tax‑Season Checklist
Preparing as an individual doesn’t have to feel overwhelming. With a bit of organization now, you can avoid last‑minute scrambling and get a more accurate picture of what you may owe—or what you might receive back. Here’s what I recommend for Fort Worth individuals preparing to file:
1. Gather All Personal Information
Start by confirming that you have up‑to‑date personal details, including Social Security numbers for yourself, your spouse, and any dependents. If you’ve moved within Fort Worth or updated your mailing address, make sure you’ve notified your employers, financial institutions, and the IRS.
2. Collect Income Documents Early
Your W‑2s, 1099s, retirement distributions, unemployment statements, and any investment income forms will start arriving in January. As these come in, store them in a single secure location (digital or physical). Having these documents ready when your tax appointment begins will make the process much smoother.
3. Review Last Year’s Return
Looking at last year’s tax return can give you helpful insight into what to expect this year. It’s also an easy way to identify missing documents or confirm sources of income from 2025 that you’ll need to report again.
4. Track Deductible Expenses
Medical bills, charitable donations, child care costs, education expenses, and property taxes may all help reduce your tax liability. If you’re itemizing, gather receipts or year‑end summaries now. Even if you don’t itemize, certain credits may still apply, so it’s worth keeping the documentation handy.
5. Confirm Health Insurance Information
If you received insurance through the marketplace, you should expect Form 1095‑A. If you have private or employer‑sponsored coverage, keep any relevant forms you’re provided. Health insurance reconciliation is a key part of many individuals' tax returns, especially here in Fort Worth where plan options vary.
6. Organize Retirement Contributions
Review IRA or 401(k) contributions and consider whether you should make catch‑up contributions before the tax deadline. Contributions can potentially reduce your taxable income, and getting clarity now can inform your planning for the next year.
If you’re ready to begin preparing, I can help you get organized and file confidently. Learn more here: Individual Tax Preparation.
Small Business Pre‑Tax‑Season Checklist
Small business owners in Fort Worth face a unique set of tax responsibilities—everything from payroll to expense tracking to entity‑specific deductions. Here’s how to prepare proactively as tax season approaches:
1. Update Your Bookkeeping
Accurate books form the foundation of your entire tax return. Review your financial statements, reconcile bank accounts, and ensure all income and expenses from the year have been recorded. If you're using QuickBooks or another accounting platform, clean up open invoices and categorize any outstanding transactions.
2. Separate Business and Personal Expenses
If you haven’t fully separated business and personal finances, now is the time. Not only does this make tax filing easier, but it also reduces your audit risk. For Fort Worth business owners purchasing equipment, supplies, or software late in the year, make sure all purchases are properly categorized.
3. Review Payroll Records
Ensure payroll filings, wages, and employer taxes are accurate. Incorrect payroll data can cause major delays when it’s time to file. Double‑check subcontractor payments as well—anyone you paid $600 or more may require a 1099‑NEC.
4. Compile Expense Documentation
Business travel, office supplies, software subscriptions, advertising costs, mileage logs, equipment purchases, and professional fees can all affect your tax bill. Organize all receipts and year‑end summaries now so nothing is overlooked during preparation.
5. Review Estimated Taxes Paid
Small business owners often make quarterly estimated tax payments. Compare the totals paid in 2025 with your anticipated tax liability so you don’t encounter a surprise balance due. Consistency is key—especially for Fort Worth entrepreneurs experiencing growth or seasonal shifts.
6. Evaluate Major Purchases and Depreciation
If your business purchased machinery, vehicles, or technology, you may qualify for accelerated depreciation or Section 179 deductions. Collect invoices and supporting documents to ensure everything is captured correctly.
7. Revisit Last Year’s Business Return
Your 2025 business return offers a roadmap for what to expect this year. Reviewing it helps ensure continuity and clarifies documents your preparer will request again.
If you own a business in Fort Worth and want expert support, I’d be glad to help. Learn more here: Business Tax Preparation.
FAQ
How early should I start preparing for tax season?
It’s best to begin gathering documents and reviewing last year's return as early as January. Early preparation helps avoid missing forms and gives you time to address any discrepancies.
What if I'm missing a tax form?
If a form hasn’t arrived by early February, reach out to the employer, bank, or organization responsible. Many Fort Worth employers now offer digital copies through online portals.
Do I need separate tax appointments for personal and business returns?
Not necessarily. Many Fort Worth clients file both together, especially if their business is a sole proprietorship or single‑member LLC. Fisher Tax Solution can help you determine the best approach.
How do I know what I can deduct?
Deductions depend on your income, filing status, and activity during the year. A tax professional can help identify overlooked opportunities, especially for businesses balancing multiple expense types.
Is it worth filing early?
Yes—filing early helps you avoid delays, reduces fraud risk, and ensures quicker refunds. It also gives you more time to resolve issues if something unexpected comes up.
Tax season gets busy quickly in Fort Worth, so don’t wait—reach out to Fisher Tax Solution today to book your appointment and get ahead of the rush. I’m here to help you prepare with confidence.